TY - GEN AU - Bhattacharya , Hrishikes TI - Banking strategy, credit appraisal and lending decisions : a risk-return framework SN - 0195642872 U1 - 332.1 PY - 1998/// CY - Oxfod PB - Oxford University Press KW - FINANCIAL INSTITUTIONS - FUNCTIONS KW - FINANCIAL ECONOMIC KW - BANKING ER -